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Debanking (and Debunking?)(bitsaboutmoney.com)
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A very Chicago gamble(bitsaboutmoney.com)
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Credit card debt collection(bitsaboutmoney.com)
655 points by got-any-grapes | 368 comments
Bits about Money essay by Patrick McKenzie on how credit card debt collection works as the waste stream of consumer finance.
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A Bits about Money essay by Patrick McKenzie (patio11) explaining how credit card rewards programs work and are funded.
ATMs didn’t kill bank teller jobs, but the iPhone did(davidoks.blog)
502 points by colinprince | 527 comments
Substack essay by David Oks arguing that ATMs did not eliminate bank teller jobs but smartphone mobile banking did, exploring how automation replaces labor.
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A Substack essay by Davide Piffer arguing that AI's edge over mathematicians comes from a vast symbolic working memory rather than superior reasoning.
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426 points by jaykru | 552 comments
Personal blog essay by Jay Kruer arguing LLMs remain overhyped despite headline results like Navier-Stokes, citing poor generalization, reward hacking, and specification costs.
Why banks are suddenly closing down customer accounts(nytimes.com)
455 points by ljosa | 653 comments
New York Times article explaining why banks are abruptly closing individual and small-business customer accounts, leaving people unable to pay rent and bills.