First screen, captured 7 days ago. Open the video.

Dutch 'idealist' bank ASN blocks non-Google Android, including GrapheneOS

What HN thinks

Banks insist security matters deeply, which is why the five-year-unpatched phone gets in and the hardened one doesn't.

Attestation is lock-in, not security
Play Integrity/SafetyNet passes unpatched old phones but blocks secure GrapheneOS, so it proves Google approval rather than safety; banks hide behind it.
Banks respond to liability and regulators
Dutch/EU rules make banks liable for fraud losses and PSD2 strong authentication plus pentest checklists push them toward root detection and app lockdown.
Open banking is too closed
PSD2 APIs are only for licensed third parties, so individuals can't get their own data; a few banks like bunq offer personal APIs.

Consensus: Most agree the current setup blocks secure alternative OSes while waving through insecure ones, though many accept regulation and liability fears drive the banks' behaviour.

Recommended in the comments

bunq ↗ (service): One of the few banks giving end users full API access with webhooks, albeit with a buggy SDK.
Wise (service): Praised for an excellent API, good docs and a proper test environment.
Aurora Store (tool): Lets the Rabobank app install and work on GrapheneOS.
Curve Pay ↗ (service): Offers contactless payments without Google Pay.
Walt ↗ (service): Anticipated as a Google Pay alternative for GrapheneOS users.
Open Banking Connector ↗ (library): Its author offers it to handle much of the Open Banking integration work.

Summarised by Claude from the comment thread 7 days ago.

Points: 585
Comments: 394
Best rank: #1
Posted: 2026-11-06 by microtonal
Category: Mobile

grapheneos android banking-apps asn-bank play-integrity netherlands

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